Employee Benefits

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Protect your company's most valuable asset...your employees

As a business owner, you're already aware of the necessity of providing a competitive benefits package to your employees. We provide the knowledge and expertise to enhance your employer benefit experience. Our services help our clients attract, retain, motivate and reward talented people by designing quality programs. Years of experience in the industry have led us to the development of strong relationships with all major carriers. The highlights of our products include:

 

Employee Benefits Products:

  • Health / Dental / Vision

  • Cafeteria / FSA / Section 125

  • Health Reimbursement Accounts (HRA)

  • Health Savings Accounts (HSA)

  • Life / AD&D

  • Self-insured Plan

  • Short and Long Term Disability

  • Voluntary Benefits

By working as an extension of your HR team, we analyze your company's needs and provide a customized solution tailored to your company.

Services Offered:

  • Analyze Plan Data including Cost and Benefit comparisons

  • HR Review & Consultation

  • Negotiate Renewal Offers

  • Provide Renewal Projections

Provide assistance with enrollment and employee communication

 

Please complete the employee census below for your company & email to lenneab@mdacf.com:

 

Download Employee Census (for PC)

Download Employee Census (for Mac)

 

The idea of retirement seems idyllic, doesn’t it? 

The majority of people might report that their image of retirement includes relaxing with family, devoting attention to newfound or long-forgotten hobbies, and spending time on leisurely activities. 

However, 60% of Americans are worried about not having enough money to meet their needs once they stop working -- which brings the dream of retirement to a grinding halt.

Fear of insufficient income tops the list of financial worries for the average American. Financial insecurity beats out the concern over health care costs, paying off debt, and a host of other monetary issues.

10,000 Americans turn retirement age every single day, a staggering number of people dealing with the fear of financial insecurity.

In light of such concerns, today’s employees have been considerably more involved and interested in retirement planning. For mid- and late-career employees, this type of planning is the number one priority. According to the Towers Watson 2014 Global Benefits Attitudes Survey, over half of employees are willing to trade cash compensation for more generous retirement benefits.

These facts present an opportunity for employers to add a perk to their portfolio, one which would attract and retain top talent. Half of those with six-figure incomes and above identify their retirement security as a reason to stay with their current company. The appeal of a secure retirement is the strongest among mid-career and older employees.

As an added plus for the employer, secure retirement programs not only work to retain top employees, they’re a motivator as well -- a recent Towers Watson survey shows that employees who are satisfied with their retirement plan are five times more likely to be more productive at work. As companies have dealt with the strain of a weak economy over the last several years, asking more of their employees, organizations have had to manage the challenges of employee burnout and retention. A great retirement plan can ease these adversities.

As employees seek greater financial security, employers have an opportunity to tailor their benefits packages to address the concerns of retirement and financial security for the future.

Opportunity for Employers

These facts present an opportunity for employers to add a perk to their portfolio, one which would attract and retain top talent. Half of those with six-figure incomes and above identify their retirement security as a reason to stay with their current company. The appeal of a secure retirement is the strongest among mid-career and older employees.

As an added plus for the employer, secure retirement programs not only work to retain top employees, they’re a motivator as well -- a recent Towers Watson survey shows that employees who are satisfied with their retirement plan are five times more likely to be more productive at work. As companies have dealt with the strain of a weak economy over the last several years, asking more of their employees, organizations have had to manage the challenges of employee burnout and retention. A great retirement plan can ease these adversities.

As employees seek greater financial security, employers have an opportunity to tailor their benefits packages to address the concerns of retirement and financial security for the future.